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New Requirements for Public Liability Insurance for Dogs

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ins altea femalefocusonline oct23If you own a dog as a pet, then under imminent new laws you’ll need to have public liability insurance. For some dogs, which are classed as ‘dangerous breeds’, the cost of insurance is a little higher than non-dangerous breeds. In fact, if your dog is crossed with a dangerous breed, it is classed as such. How do you know if your dog is a dangerous breed, well, it should be noted in the information when your dog was ‘chipped’.

Dangerous breeds include: Akita Inu, American Staffy, Boxer, Bull-Mastiff, Dobermann, Dogo Argentino, Dogo de Burdeos, Dogo del Tibet, Fila Brasileiro, Mastín Napolitano, Presa Canario, Pit Bull Terrier, Presa Malloquín, Rotweiler, Staffordhire Bull Terrier, and Tosa Japonés (please check with authorities or insurance company for definitive list).

Am I Already Insured?
If you have your home and contents policy with Insurance Altea, you are probably already insured. There are some conditions such as your home must be your primary residence in which you are living.

How Can I Prove I Have Cover?
At Insurance Altea, we are able to issue a certificate of cover (much like car insurance) which will record the details of your dog including the chip number

How Much Does It Cost?
In fact, all Insurance Altea home/contents policies have been adapted to cover for dogs with the exception of dangerous dogs. If you have a dangerous dog, this must be declared and there is a small extra cost to cover this.

What If I Don’t Have Cover?
Quite simply, you may be fined for not having public liability insurance for your dog, and of course if your dog causes any damage to property or persons, you will be liable for all those costs which can be enormous!

To be 100% sure, call Insurance Altea and ask. We can advise on what homes/contents policy you need and provide a very competitive quote. You can visit our offices on the N332 in Altea, or call 660 236 874 or email This email address is being protected from spambots. You need JavaScript enabled to view it.